February 1, 2016: Bulletin 02-2016: Usage Based Insurance Filing Guidelines and Filng Guidelines page updated to link to the new guidelines - effective February 1, 2016
February 1, 2016: AIRB's Filing Guidelines (for Private Passenger and Other than Private Passenger) updated - see List of Changes effective February 1, 2016. The related Frequently Asked Questions have also been updated.
February 1, 2016: Bulletin 01-2016: Approval of 2016 CLEAR Rate Group Tables
February 1, 2016: Notice 01-2016: Semi-annual Review of Industry Experience as of June 2015 for Private Passenger Vehicles and Draft Oliver Wyman Report
February 1, 2016: Board Meeting Schedule added (to be updated yearly).
Traffic Safety in AlbertaSafe Roads is an excellent resource to learn more about the many aspects regarding traffic safety.
Distracted driving is a serious and escalating problem. It can occur any time a driver's attention has been diverted to another task besides the operation of the vehicle. When a driver's attention is drawn away from the road and the surrounding environment, the result could be a delayed reaction to a hazard, or possibly a failure to detect it at all. For some, driving has become routine; as a result they utilize this time to multi task. Humans are only physically capable of focusing their attention on one task at a time. This division of attention is dangerous and puts the driver at a greater risk for a collision.
Some examples of driver distractions include the use of cell phones, eating, drinking, adjusting the radio/GPS or changing a CD, conversing with a passenger, dealing with children or pets, personal grooming, focusing on items outside the vehicle such as billboards, smoking or simply thinking about other things besides driving.
There are four main types of distraction:
- Visual - taking your eyes off the road
- Manual - taking your hands off the wheel
- Cognitive - taking your mind off what you are doing
- Auditory - hearing something not related to driving
Consider these facts:
- It is estimated that 20-30% of vehicle accidents are a result of driver distraction.
- For every two seconds of inattention, a vehicle can travel a distance of 30 meters at a speed of 50 km/hr.
- Statistics indicate the chance of your crash doubles when a driver takes his eyes of the road for more than two seconds.
- Drivers who use hand-held devices are four times as likely to get into crashes serious enough to injure themselves.
The leading cause of death for 15-20 year olds is vehicle collisions. More crashes occur when passengers, usually other teens, are in the vehicle with a teen operating the vehicle; two out of three passengers die as a result. Distracted driving activities in combination with a teenager's lack of driving experience and risk-taking behavior put this age group at a higher risk for collisions. Many teenagers do not realize the connection between these factors and the statistics.
Strategies to manage driving distractions:
- Finish your personal grooming before you get behind the wheel.
- Plan your route (review maps and directions) before you leave home.
- Turn your cellular phone or hand held device off while driving.
- Before you begin to drive, adjust items such as your vehicle's climate control, radio, GPS and CD player.
- Use your cell phone only when parked, otherwise have a passenger take the call or let the caller go to voice mail.
- Take a break when hungry or thirsty.
- Avoid intense conversations.
- Allow plenty of time for travel.
- Do not drive while fatigued or feeling emotional.
Distracted Driving Law
Effective September 1, 2011, Alberta became the final Canadian province to implement a legislation addressing distracted driving/cell phone use. This legislation prohibits drivers from talking, texting or emailing on a hand-held cell phone, using hand-held radio communication devices, using other electronic devices, reading, writing or personal grooming while behind the wheel.
Drivers who break the law will be fined $172. They can face additional charges if they commit other traffic violations such as running a red light or making an improper lane change. Drivers can also be charged under the existing driving without due care and attention law, a more serious offence with a fine of $402 and six demerit points.