February 1, 2016: Bulletin 02-2016: Usage Based Insurance Filing Guidelines and Filng Guidelines page updated to link to the new guidelines - effective February 1, 2016
February 1, 2016: AIRB's Filing Guidelines (for Private Passenger and Other than Private Passenger) updated - see List of Changes effective February 1, 2016. The related Frequently Asked Questions have also been updated.
February 1, 2016: Bulletin 01-2016: Approval of 2016 CLEAR Rate Group Tables
February 1, 2016: Notice 01-2016: Semi-annual Review of Industry Experience as of June 2015 for Private Passenger Vehicles and Draft Oliver Wyman Report
February 1, 2016: Board Meeting Schedule added (to be updated yearly).
Vehicle Maintenance and Safety
Your safety relies on the stopping ability of your brakes. Most brake systems require service every 30,000 to 50,000 kilometres (20,000-30,000 miles). Some signs of brake wear are:
- Squealing sound when the brake pads have worn down to their replacement indicators.
- Vibrations when pressing the brake.
- Brake warning indicator light is on.
Steering wheel pulls to one side when brakes are applied.
- Brake pedal is spongy or hard to push.
Brake Warning Light.
A brake warning light may mean that the park break is engaged, your brake fluid in the reservoir is low, the power assist brake system has failed or one of the dual braking systems has failed.
Headlights can be knocked out of alignment after driving off-road or over potholes, they can burn out over time or they can become quite dirty; all can lead to reduced visibility when driving.
Damaged, dirty or incorrectly adjusted mirrors could reduce your view of those vehicles that are around you.
Power Steering Fluid.
If the power steering fluid becomes too low, you may lose the ability to steer your vehicle. Indications that the fluid has become too low are difficulty in steering or a squealing noise when turning the steering wheel.
Bald, unevenly worn or improperly inflated tires decrease the ability of the driver to control the vehicle. Ensure that your tires are safe by replacing them when required and keeping them properly aligned.
The windshield is a crucial component in preserving the structural integrity of a vehicle, especially in the case of a rollover accident. Cracks, dirty or ice covered windshields can not only be a safety hazard, but they can also reduce visibility.
Windshield Wiper Blades.
The rubber blade portion of your wipe is replaceable and has a lifetime of only a few years. Streaks or skipping on your vehicle•s windshield are telltale signs of worn wiper blades, and that it is time that they need to be replaced.
Windshield Wiper Fluid.
Keeping your windshield washer fluid reservoir full is important no matter how much driving you do. Situations on the road can arise that require you remove bugs or other debris from your viewing area to avoid hazardous conditions.