Annual Industry-wide Adjustments
prior to July 1, 2014

Effective July 1, 2014, a new Automobile Insurance Premiums Regulation came into effect which eliminated the annual industry-wide adjustment. See the Annual Review and Semi-annual Review pages for information after July 1, 2014.

Prior to July 1, 2014, the AIRB held formal public meetings to review premium rates for basic coverage for private passenger vehicles. Decisions regarding premiums were announced by August 1, and if there was an adjustment to rates, they would take effect on November 1. If the Board’s decision was to decrease premiums, all automobile insurers within Alberta were required to do so. If the Board decided that an increase in premiums was warranted, insurers had the option to implement the increase.

See the links below for information about the annual industry-wide adjustments to mandatory automobile insurance premiums. Each year's page contains links to the decision, background information, and documentation from the public meetings.

  • 2013 Annual Industry-Wide Adjustment (effective November 1, 2013)

  • 2012 Annual Industry-Wide Adjustment (effective November 1, 2012)

  • 2011 Annual Industry-Wide Adjustment (effective November 1, 2011)

  • 2010 Annual Industry-Wide Adjustment (effective November 1, 2010)

  • 2009 Annual Industry-Wide Adjustment (effective November 1, 2009)

  • 2008 Annual Industry-Wide Adjustment (effective November 1, 2008)

  • 2007 Annual Industry-Wide Adjustment (effective November 1, 2007)

  • 2006 Annual Industry-Wide Adjustment (effective November 1, 2006)
    (see also: 2006 Profit Review)

  • 2005 Annual Industry-Wide Adjustment (effective November 1, 2005)