Public Meetings

The Board conducts an Annual Review of industry loss and expense experience for basic and additional coverage on private passenger vehicles. This process includes input from all stakeholders including industry, public and the AIRB consumer representative.

A final report is issued in September of each year which provides rating factor guidelines to be used when reviewing insurer’s filings and determining the appropriate Grid premium level.

Prior to July 1, 2014, the AIRB held formal public meetings to review premium rates for basic coverage for private passenger vehicles. Decisions regarding premiums were announced by August 1, and if there was an adjustment to rates, they would take effect on November 1. If the Board’s decision was to decrease premiums, all automobile insurers within Alberta were required to do so. If the Board decided that an increase in premiums was warranted, insurers had the option to implement the increase.

See the links below for information about the annual review; each year's page contains links to the background information and documentation from the public meetings.

  • 2014 (Annual Review)
  • 2013 (Annual Review)
  • 2012 (Annual Review)
  • 2011 (Annual Review)
  • 2010 (Annual Review)
  • 2009 (Annual Review)
  • 2008 (Annual Review)
  • 2007 (Annual Review)
  • 2006 (Annual Review)
  • 2006 (Profit Review Consultation Meetings)
  • 2005 (Annual Review)